7 Solid Strategies to Avoid Credit Card Smackdown (Part 2 of 2)
Last week we talked about 4 of 7 strategies to help raise your credit scores with the credit cards tightening their grips every day. Here are three more strategies to keep your FICO scores high and minimize the abuse from creditors! 5. Go Small and Go Local – As consumers, we tend to focus on the largest 5-10 banks and tend to forget about the thousands of lenders who are NOT treating their customers poorly. Credit unions are a great example of these lenders. If you are sick of how you’re being treated by your Manhattan bank then perhaps you need a local credit union or local bank on...
read more7 Solid Strategies to Avoid Credit Card Smackdown (Part 1 of 2)
We’re officially four months away from the Credit Card Holder’s Bill of Rights going into effect. And, if certain Democrats have their way, we’re only thirty days away. The mainstream card issuers have a shrinking window of time to remold their cardholder base to their liking. This means consumers will continue to suffer the at the hands of their credit card companies, unless they employ one or more of the following strategies. 1. Don’t Not Use Your Card – Ok, the poor grammar was intentional and corny but I think I’ve made my point. Credit card issuers are in business to make...
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