Time to Take on More Credit?
As a result of the credit crisis and recovery act initiatives we’re seeing some of the lowest interest rates in history. Although interest rates have been low at other times but the recent bubble bursts has created a very unique situation. As the economy naturally began to flatten out, prices across several market sectors in [...]
read moreMyths Could Hurt your Credit Score
Most Americans think they know the majority there is to know about credit cards and the credit industry. When it comes to credit cards, however, there are actually several common falsehoods that have actually been passed from card holding generation to generation. Here we’ll discuss some very common beliefs and practices when it comes to [...]
read moreProtect Yourself from Credit Repair Scams
Every disaster seems to breed its share of con artists and scammers trying to make a buck off the misfortune of others. America’s financial meltdown is no exception. Shady outfits advertising fast, cheap credit repair on radio spots and late-night television ads are preying on Americans who are smothering in credit card debt or who [...]
read moreCredit Card Reform Brings Inadvertently Yields New Consumer Unfriendly Policies
During the past year, A series of regulations have been created as a part of The Credit Card Responsibility and Disclosure act or the (CARD) act As one might have predicted, that have prevented credit card companies from collecting some of the arguably superfluous fees they were previously built on collecting. With all these regulations [...]
read moreCARD Act not a Cure-All for Credit
The Credit Card Responsibility and Disclosure act, otherwise known as The “CARD” act, originated as a result of the credit crisis back in 2009. Now, a year since the acts inception, the final regulations phase of the CARD act, which was meant to reform the way the credit industry treated credit holders, is now being [...]
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