How to Remove the ‘In Dispute’ Status Notation from a Credit Report
How to Remove the 'In Dispute' Status from a Credit Report, step by step
read moreGetting a Cell Phone with a Bad Credit Score
If you have a bad credit score you might think it’s impossible for you to obtain a new phone plan. In some cases this is true, but more often than not, there are several options you can explore for a getting a phone contract with a bad credit rating. First, you will want to check with the cell phone company and have them run your credit. If you do have bad credit, they will most often come back and tell you that in order to get a phone contract; you will have to put down a deposit on the contract. This shows good faith in that you are promising to pay the bill and if you don’t,...
read moreHow To Remove an IRS Tax Lien from Your Credit Report
How To Remove an IRS Tax Lien from Your Credit Report
read moreHow to Remove Negative Items from Your Credit Report
The Fair Credit Reporting Act (FCRA) says that everything on your credit report must be 100% accurate, 100% verifiable, and not obsolete. Anything on your credit report that does not meet that criteria can be disputed.
read moreWhat’s More Important Than Your Credit Score? The Factors Behind It
A great article by credit expert John Ulzheimer: http://www.creditsesame.com/blog/whats-more-important-than-your-credit-score-the-factors-behind-it/
read moreCredit Cards for Bad Credit
If you have bad credit, you might think that it is impossible for you to obtain a credit card. Letís start out by saying that if you have bad credit, the only possible reason could have for wanting another credit card is to try and rebuild your credit rather than to go on a shopping spree at the local Wal-Mart. For people with bad credit, credit cards can be the bane of existence. However, there are legitimate reasons for wanting a credit card. First, they are helpful in emergencies. For example, if you should get stranded by the side of the road with car trouble, a credit card can get...
read more
