How To Remove an IRS Tax Lien from Your Credit Report
How To Remove an IRS Tax Lien from Your Credit Report
read moreHow to Remove Negative Items from Your Credit Report
The Fair Credit Reporting Act (FCRA) says that everything on your credit report must be 100% accurate, 100% verifiable, and not obsolete. Anything on your credit report that does not meet that criteria can be disputed.
read moreWhat’s More Important Than Your Credit Score? The Factors Behind It
A great article by credit expert John Ulzheimer: http://www.creditsesame.com/blog/whats-more-important-than-your-credit-score-the-factors-behind-it/
read moreCredit Cards for Bad Credit
If you have bad credit, you might think that it is impossible for you to obtain a credit card. Letís start out by saying that if you have bad credit, the only possible reason could have for wanting another credit card is to try and rebuild your credit rather than to go on a shopping spree at the local Wal-Mart. For people with bad credit, credit cards can be the bane of existence. However, there are legitimate reasons for wanting a credit card. First, they are helpful in emergencies. For example, if you should get stranded by the side of the road with car trouble, a credit card can get...
read moreHow to Establish Good Credit?
So you don’t have any credit to speak of, but you have big plans for the future. Maybe you are a fresh college graduate or a young person eager to buy your first new car. If you never had to use credit before, first of all BRAVO! Of Course, it is best to pay cash for the things you need so that you don’t have to worry about credit card payments, loan payments, or interest rates. But if you are young, the chances of you needing credit in the future are very real. Someday you might want to buy a house. Perhaps you will want to buy a new car. Chances are good that you will not have the cash...
read moreFICO Scores Revealed (Part 3 of 5)
To dive a little deeper into the FICO Scoring Model, we’re going to show you just how each category breaks down. As you may or may not know, the FICO score is broken down into 5 different categories. Click on the video below to hear an in-depth explanation of the 3rd largest category: Credit History, a whopping 15% of your credit score.
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